continue reading » While the Department of Defense (DOD) has affirmed the Military Lending Act’s (MLA) effective date for credit card accounts of Oct. 3, CUNA is engaged with legislators to build support for efforts to exempt credit unions from the rule. Rep. Paul Cook. (R-Calif.), member of the House Armed Services Committee, circulated a Dear Colleague letter this week requesting DOD exempt credit union from the MLA regulation as amended in July 2015.Cook’s letter aligns with CUNA’s position over the past few years that the provisions of the MLA should not apply to credit unions, as they are not engaged in the predatory practices the rule is focused on.Going forward, CUNA and leagues will continue engagement with policymakers to build support for Cook’s effort. CUNA will also continue its push to the DOD for changes to the MLA, as well as necessary interpretive guidance.While CUNA supports the goal of protecting servicemembers, it believes the requirements of the MLA are having unintended consequences by forcing credit unions to cut back on, or eliminate, products designed to provide servicemembers and families with access to credit. 9SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Buyers are being urged to go with a good builder and ask lots of questions to avoid unexpected costs. Unexpected costs are one of the biggest barriers to building, a survey by Porter Davis and realestate.com.au has found.FIRST home builders are being urged to do their research and ask plenty of questions to avoid any nasty surprises.It comes after a national realestate.com.au survey revealed unexpected costs were one of the biggest barriers to building.More than 60 per cent of people said unexpected costs or going over budget was the biggest barrier to building followed by stress throughout the process, time to complete and move in, and funding.More than 500 people who had bought or were planning to buy property took part in the survey. Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:50Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:50 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p180p180pAutoA, selectedAudio Tracken (Main), selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenDifferences between building in new or established estates01:50 Survey results. Source: New Homes Buyer Journey Research conducted by Hall & Partners and realestate.com.au.More from news02:37International architect Desmond Brooks selling luxury beach villa14 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag2 days agoPorter Davis sales and marketing general manager Shaun Patterson said people were often so excited about building their home they forgot to ask important questions.He encouraged people to find a good builder who communicated well and explained all the features included in the build cost and ask lots of questions.“It’s your right to ask the question, it’s going to be your house,” he said.“Make sure that you get the details and find someone you can trust.”He said in certain areas of South East Queensland, site costs could add up to $35,000 more onto your build due to issues such as rock removal and engineering. Other times, he said some people expected certain features to be included in the cost, which wasn’t always the case.“Some builders might not have them included, you might just assume that when you buy a house, there’s going to be light fittings,” he said. While it was difficult, he encouraged buyers to stick to their budget as best they could, even if that meant sacrificing certain items to invest more in the important ones.“When you’re building your house, you really want to make sure that you are sticking to your budget,” he said.“Some people find that fixtures and fittings are really important and others might say, ‘we want better entertainment’.”Porter Davis has introduced fixed site costs for new builds to eliminate some uncertainties. Survey results. Source: New Homes Buyer Journey Research conducted by Hall & Partners and realestate.com.au.
Former Tipp keeper Paul Fitzgerald is a selector with the squad – the Fethard native says they’d like to continue their positive start to the year as they prepare for the League opener against Cork. The Tipp senior footballers take on the Garda College in a challenge match this evening.Pre-season training is said to be going well for the Premier footballers with a good attitude in the camp according to management.Tipperary clocked up a big win last week against CIT and this evening they have a challenge game against the Garda College at 7.30 in Dr Morris Park.
Roberto Carlos, on Baptista: “He is a great friend. He still trains a lot, almost more than before. His career speaks for itself. He came to Madrid because he had a lot of quality and here he proved to be a very strong player, to have a lot of class … Also in the Brazilian team.”Baptista, about Liga 31: “It was an incredible experience. Real Madrid has always been and always will be a team that wins with suffering, with the players struggling, and against Osasuna it was no different. We were left with ten, Schuster made very offensive changes and the courage and the Our courage to save that League made that day something incredible. “Baptista, about that Madrid from 2007-08: “It had changed a bit, with younger players, but it was still competitive. It was necessary to adapt, but that in Madrid does not exist because titles are always needed. And we got the League.” It’s been 12 years of League 31 of Real Madrid and the club’s television has brought together one of its protagonists this Monday, Julio Baptista, and Roberto Carlos. The two intimate Brazilians have reviewed anecdotes from their player stages at the Bernabéu. His decisive goal in the Camp Nou Classic: “It was a very important moment because we came from behind Barcelona and beating them in their field was a blow at the table to go for the title. We were very psyched about what we could do. It was a very very good match in all aspects and I had the fortune to score the goal to win that game. The play was very fast, the ball bounced and I waited a bit because they are the most difficult balls to catch and hit as well as possible. I cannot say that I wanted to put it there because it was Impossible, but it turned out better than I wanted. It was very important, especially within Madrid, so it is a Classic, scoring, especially at the Camp Nou. It is one of the most important in my career. “Roberto Carlos, on whether Baptista is the strongest player he has agreed with: “I think so. He is a different player, look at the power he has. It took him a long time to find his position in Europe, but in Sevilla, having the freedom to play, he scored many goals. And in Madrid, with great players, the same People were very happy with him. He dribbled well, he jumped well … “.Baptista, on the power of Roberto Carlos: “I never saw and we will never see the ball hit as hard as Roberto Carlos.”Roberto Carlos, on the Galacticos: “There were 60,000 people in the stadium to watch our warm-up. It wasn’t just because of the warm-up, we went out to make people believe that Madrid could not lose at the Bernabéu. The most important thing is that we were friends on and off the field” .Roberto Carlos, on the new generation of Brazilians: “They are still young, but they are already proving to be great players. Vinicius has shown in Madrid and has gone with the Absolute. Rodrygo, with his calmness, has shown Zidane that he is available to help the team with his joy when he needs it. Reinier, in his first matches with Castilla, has shown what the Brazilian player is like, making a difference and showing Zidane that he is ready for when he needs him. Also with Brazil. “