Nairobi mall to reopen 2 years after extremist attack

first_img Sponsored Stories New Valley school lets students pick career-path academies Kenya has rebounded from the violence, said Nairobi Governor Evans Kidero, who toured the mall on Tuesday.“The indomitable Kenyan spirit prevailed, they didn’t break our spirit,” Kidero said. Every business that had a shop in the mall is back, Kidero said.Shoppers should turn out Saturday for the mall’s re-opening, said Kidero. Nairobi is safe and U.S .President Barack Obama’s upcoming visit is testament to Kenya’s security, he said. The U.S. State Department this week issued a travel warning to its citizens that extremists could target the upcoming Global Entrepreneurship Summit in Nairobi later this month, which will be attended by Obama.One of those returning to the mall will be Charlse Kimondo, a worker at the Nakumatt Supermarket in the mall. On the day of the attack he was in a storeroom when he heard gunshots and screams. He escaped but was shocked by the bloodbath. Counselling sessions helped him get over the ordeal and return to work.Al-Shabab said the Westgate attack was in retaliation for Kenya sending troops to Somalia in 2011 to fight the Islamic extremist rebels.Copyright © The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. Comments   Share   New Year’s resolution: don’t spend another year in a kitchen you don’t like Ex-FBI agent details raid on Phoenix body donation facility Kenyan dignitaries take a tour of the Westgate Mall, during a viewing for the media prior to it being re-opened to the public, in Nairobi, Kenya Tuesday, July 14, 2015. Kenyan officials say the city’s Westgate Mall will re-open Saturday, nearly two years after an attack there on Sept. 21, 2013 by al-Shabab extremists left at least 67 people dead and led to a four-day siege by security forces. (AP Photo/Ben Curtis) Top Stories NAIROBI, Kenya (AP) — Nairobi’s Westgate Mall is to re-open Saturday, nearly two years after it was attacked by Somalia’s Islamic extremist rebels who killed at least 67 people, Kenyan officials said Tuesday.The mall has been extensively refurbished since the devastating four-day siege.The violence erupted on Sept. 21, 2013 when four Islamic militants entered the mall and fired on shoppers. Kenyan police and army responded hours later and the gunmen held the building for four days. The four attackers are believed to have died from smoke inhalation from a fire that collapsed part of the roof. The mall was left in shambles, with bullet-scarred walls, shattered windows, flooded floors and bloodstains. Kenyan army soldiers were also accused of looting shops. Four benefits of having a wireless security system Here’s how to repair and patch damaged drywall Mesa family survives lightning strike to home Arizona families, Arizona farms: A legacy of tradition embracing animal care and comfort through modern technologylast_img read more

BlackBerry cuts jobs as part of turnaround plan

first_img 5 things to look for when selecting an ophthalmologist TORONTO (AP) — BlackBerry Ltd. announced another round of job cuts Tuesday as it deals with weak smartphone sales and pushes ahead with a restructuring plan.The Waterloo, Ontario-based company declined to disclose how many employees were affected in the latest changes, but said that some workers were shifted to different roles while others were laid off.BlackBerry said the move is part of a plan to reallocate certain resources to help grow its operations. Ex-FBI agent details raid on Phoenix body donation facility Top Stories Mesa family survives lightning strike to home 0 Comments   Share   5 greatest Kentucky Derby finishescenter_img Here’s how to repair and patch damaged drywall Sponsored Stories BlackBerry has shed thousands of jobs since it began restructuring its operations under chief executive John Chen, who joined the company in 2013 and has focused on tightening spending and innovation.At the peak of its success, BlackBerry had about 20,000 employees across the world, but its failure to innovate against some formidable competitors, including Apple and Samsung, left the company slashing its operations in an effort to contain costs.In its most recent annual filings, BlackBerry said it had 6,225 full-time global employees as of Feb. 28.Since then, the company has made further cuts to its operations.A round of cuts happened earlier this year when BlackBerry laid off an unspecified number of employees.The changes have meant that most of BlackBerry’s staff is now centered around the company’s headquarters in Waterloo, Ottawa, and the Toronto area.Last month, Chen said he was “looking at every single function” within its operations in an effort to further reduce costs.Many of those changes have been focused on outsourcing the company’s smartphone development and manufacturing.Copyright © The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. New Valley school lets students pick career-path academies 5 ways to recognize low testosteronelast_img read more

ATE hailed as great success

first_imgFor the first time ever, the Australian Tourism Exchange was held in Cairns and it has been hailed as a big success by Tourism Australia and Tourism Queensland.Over 1800 international and domestic delegates have given positive feedback for the event in a survey that was provided after the event.A number of success factors were highlighted by the survey, however the main point of feedback surrounded the city of Cairns and how it exceeded the expectations of delegates.As it was the first time the city hosted the event it was not expected to be a huge success, the survey however clearly pointed out how well Cairns did.Tourism Australia Managing Director, John O’Sullivan, said bringing the event to Cairns portrays Australia’s versatility.“This year was the first time the event had ever been held in a regional destination in its 35 year history, and Cairns really rolled out the red carpet, the people of Cairns were all aware and interested in the event and delegates,” Mr O’Sullivan said.Jann Stuckey, Queensland Minister for Tourism and Major Events said the event in Cairns as the best Australian Tourism Exchange in its 35 year history.“The result is testament to the tourism industry and Cairns community who are to be congratulated for their extraordinary efforts in staging this important world-class event,” Ms Stuckey said.Source = ETB News: Lewis Wiseman read more

Tempo Latin deals extended for early bird sale

first_imgTempo Latin deals extended for early bird saleTempo Latin deals extended for early bird saleTempo Holidays are offering up to 20 percent off a range of Latin America itineraries for agents and their clients to book until 31 Oct 2017 as part of their early-bird sales promotion.Travellers can uncover this incredible part of the world with Tempo’s independent package Best of Peru & Boliva. For 11 days travellers will view the incredible ancient ruins and heritage monuments of Cuzco and Machu Picchu, travel through the stunning scenery of the Altiplano and cross Lake Titicaca to La Paz. Travellers will save up to A$510//NZ$545 with prices for this package now starting from A$2890//NZ$3085 per person. Included in this price is 10 nights’ accommodation in 3-star hotels, 10 breakfasts and flights from Lima/Cuzco.Or save up to A$295//NZ$315 per person with Tempo’s package Jungle & Inca Discovery. On this tour, which includes eight nights’ accommodation, breakfast daily, Machu Picchu Sanctuary fee and transfers and land transportation, travellers will enjoy nocturnal excursions in the Amazon, get a specialized guided tour of Machu Picchu and be immersed in Cuzco and the Sacred Valley. Prices start from A$2665//NZ$2845 per person.Terms and conditions apply. Promotion is valid for travel between 20/09/2017 to 31/03/2018. Visit to see more product on offer or call 1300 362 844.Source = Tempo Holidayslast_img read more

Economy FLY Scoot in Silence or ScootBiz

first_imgEconomy FLY, Scoot in Silence or ScootBizEconomy FLY, Scoot in Silence or ScootBizSingapore is a city of diverse contrasts, cultural and influential, that shapes everybody’s personal experiences so differently, a myriad style eateries, excitement or relaxation, high rise or high society bars, shopping (or not). Scoot and the city affectionately known as the Little Red Dot, welcomes all ages, styles and budgets. The “FLY FARE AWAY” TO SINGAPORE SALE starts Weds July 24.Squads and Families Getting everyone thereBuy a Scoot FLY ticket – everyone can just add on what THEY want. Food, drinks, bags, power, blankets, it is all up to you to pay for what you all need, not what everyone else thinks you need.Prices on sale for a FLY fare to Singapore (food and bags extra) start at $129 one way from Perth, $159 from Gold Coast and $169 from Sydney and Melbourne including all taxes.Couples or Solo Getting there – We suggest you fly in the quiet, forward Scoot in Silence cabin, where no under 12’s are allowed, simply add on from a tiny $21 extra to your FLY fare (Cost varies due to length of sector) .Even better select a S-T-R-E-T-C-H seat in the Silence cabin for 50% more leg room and comfort, and a fold around headrest that allows you to rest up, from $79 extra on your FLY fare.The “FLY FARE AWAY” TO SINGAPORE SALE starts 1000 (Perth time) on Wed 24th July, and ends 2359 Tuesday 30th July (Perth time)Travel period is 15 Jul – 20 Sep 2019, 08 Oct – 30 Nov 2019, 10 Feb – 31 Mar 2020(Blackout periods may apply over school holidays and event periods).Or…Scoot in Style *Getting there – Pay a bit more and travel in ScootBiz, where you will board first, stow your 15 kg hand luggage in the locker above you, and settle in to your leather reclining chair, charge up your devices with in seat power and relax before your delicious meal is served. Then spread out, read a book, or catch up on your Netflix binge. Catch a nap and then be first out into the world famous and efficient airport, known as Changi.Prices to Singapore in ScootBiz start at $425 one way all inclusive, from Perth, $510 from Sydney and Melbourne, and $480 from Gold Coast. * Not included in current sale. About ScootScoot is the low-cost arm of the Singapore Airlines Group. Scoot took to the skies in June 2012 and merged with Tigerair Singapore in July 2017, retaining the Scoot brand and positioning it well for a new chapter of growth. Scoot has carried over sixty million guests and now has a fleet of 20 state of the art, widebody Boeing 787 Dreamliners and 29 young and modern Airbus A320 family aircraft, with two more Boeing 787 Dreamliners and 37 Airbus A320neo aircraft on order. Scoot’s network presently encompasses 67 destinations across 17 countries and territories, with 9 more destinations from India, Indonesia and Malaysia. to join the network by the second half of 2020. Scoot provides – in addition to fantastic value airfares – a safe, reliable and contemporary travel experience with a unique attitude – Scootitude. Offering amenities including on-board Wi-Fi Internet connectivity and in-seat power on selected flights as well as the ability to redeem and accrue Singapore Airlines Group KrisFlyer miles, Scoot was voted 2015, 2016, 2017 and 2018 Best Low Cost Airline (Asia/Pacific) by and named one of the World’s Best Low-Cost Airlines in 2015, 2018 and 2019 by Skytrax. Scoot is passionate about making travel attainable for all and enabling people to embrace the full potential of what we term Wandermust – the innate need that humans have to travel and seek new experiences.Book your tickets at or contact our Call Centre.Find out more on,,, and = Scootlast_img read more

Jamaica sees a 75 increase in visitor arrival this year

first_imgAccording to the Jamaica Tourist Board (JTB), Jamaica’s visitor total of 2.08 million air and sea visitors for the first half of the year was a 7.5% increase year over year. Minister of Tourism, Edmund Bartlett informed the numbers put Jamaica firmly on the path to welcoming at least four million visitors this year, which would be up from 3.7 million in 2015.The U.S. market contributed to the bulk of the growth with a 5.6% increase, with Texas visitors leading the pack. The island benefitted from a 14.2% surge in cruise arrivals in the first six months, totalling 949,883 passengers. Stay over numbers was up 2.5% to 1.1 million arrivals.The JTB intends to generate $5 billion in tourism earnings as well as increase total direct jobs to 125,000 and add 15,000 new hotel rooms to Jamaica’s inventory.According to Bartlett, this can be achieved through the JTB’s ‘Five Pillars of Tourism Growth’ which are: Tapping into new markets; Developing new products; Promoting investment; Building new partnerships; and Developing human capital.An additional five networks (gastronomy, sports and entertainment, health and wellness, shopping and knowledge) will be used to integrate tourism with Jamaica’s wider society. Bartlett said, “These new pillars and networks will be enveloped by the need to strengthen and expand linkages with our local agriculture, manufacturing and the service sector and most importantly, encourage us to aggressively push multi-destination tourism as a response to the new global tourism realities, including the gradual rise of Cuba.”last_img read more

Florida Tourism reports 607 million tourists in Q1

first_imgAccording to the reports of the first quarter, around 60.7 million tourists visited Florida this year. This marks a four percent increase that was spurred predominantly from American travellers compared to the same period in 2016.“This is an exciting and historic time for the Florida tourism industry,” said Ken Lawson, CEO and President of Visit Florida, the state’s tourism promotion agency.During a press conference in Tampa, Gov. Rick Scott said, “I am proud to announce that Florida has continued its record-breaking success. This means back-to-back record quarters for our state.”With new attractions like Disney Pandora– The World of Avatar and Universal Studios’ Volcano Bay water park, the latest records are not surprising as Florida’s tourism industry has soared over the years. As more people visit Florida, theme parks have rolled out blackout dates or increased prices to combat high crowds.last_img read more

Platinum Data Solutions Appoints New CEO

first_img Agents & Brokers Attorneys & Title Companies Company News Investors Lenders & Servicers Movers & Shakers Processing Service Providers 2012-03-06 Abby Gregory in Data, Government, Origination, Secondary Market, Servicing, Technology Share March 6, 2012 433 Views center_img A new CEO has been named at “”Platinum Data Solutions””, with the announcement that industry veteran Phil Huff will join the company in the leadership position. Huff’s appointment follows the retirement of the company’s founder, Rocky Donathan, who was previously Platinum’s CEO.├âÔÇÜ├é┬á[IMAGE]Boasting more than two decades of executive experience in the mortgage marketplace, Huff was most recently the CEO of “”Brandwatch Technologies”” However, Huff is best known as the co-founder and CEO of “”eLynx””, a document technology provider for the mortgage industry.While presiding over eLynx, Huff helped catalyze the company’s significant growth, and he was also active in positioning eLynx [COLUMN_BREAK]for acquisition by securing over $40 million in outside investment.Huff’s other resume highlights include his tenure as executive-in-residence for “”CincyTech USA””, a seed-stage investment company focused on technology and life science companies in the Midwest.Commenting on Platinum’s industry standing, Huff said, “”Our technology platform is highly configurable and can react to our customers’-and the industry’s-needs very quickly, which has proven to be a real differentiator for us. We have the quality-enhancing solutions that can not only prevent buybacks, but also ultimately play a huge role in healing and elevating our industry, and we fully intend to leverage the opportunities that stand before us.””As Huff assumes his role as Platinum’s CEO, Donathan has stated that he plans to remain active in the company. Of Huff’s appointment, Donathan noted, “”Platinum Data has aggressive goals for the next phase of the company, and we need strong leadership to achieve those goals-that’s exactly what we have with Phil.””Donathan went on to add, “”I couldn’t be happier to welcome Phil to the company. He brings a proven track record of growing companies and maximizing revenue. I am very much looking forward to taking an active role in working with him as he leads this company to the next level.”” Platinum Data Solutions Appoints New CEOlast_img read more

Conference Examines the Mexican Housing Industry

first_img March 12, 2012 430 Views Share New York City and London are playing home to Mexico’s annual housing and economic forum.[IMAGE]Seeking to provide information on the country’s housing and mortgage industries to global financial institutions and related organizations, representatives from Mexico will discuss market dynamics, strengths, forecasts, and government framework during the “”Ninth Annual Mexican Housing Day”” Housing Day actually covers four days of presentations across the U.S. and the United Kingdom, and the yearly event wraps tomorrow in London. Leading into the 2012 Mexican Housing Day, the group focused on the positive elements of the [COLUMN_BREAK]beleaguered country’s current structure, noting in an official statement that “”the nation’s housing industry is undergoing a new phase of sustainable growth.””Target areas covered during Mexican Housing Day will include housing market influences and data, industry strongholds and predictions, public policy decisions, and sustainability and financing. The key representatives from Mexico’s housing and mortgage marketplaces hope to stimulate a deep analysis of the evolution of the Mexican housing sector.Commenting on opportunities within the Mexican markets, the creators of the nation’s housing event cited support from “”long-term public policy and solid institutions, fomenting higher quality-of-life, and better housing alternatives”” as the catalysts driving Mexico’s industry.Prominent guest speakers for this year’s Mexican Housing Day include “”Jose Antonio””:, Mexico’s secretary of the treasury and public finance; Jamie Ruiz Sacristan, president of the “”Mexican Banking Association””; and Daniel Leal, CEO of the “”Mexican Mortgage Association”” The event works to attract financial institutions, regulators, housing authorities, and various housing groups to Mexican Housing Day. The organization will soon raise its visibility with a planned, but currently unscheduled, conference in Hong Kong, where “”HSBC”” will act as the presenting sponsor. in Data, Government, Origination, Secondary Market, Servicing, Technologycenter_img Conference Examines the Mexican Housing Industry Agents & Brokers Attorneys & Title Companies Investors Lenders & Servicers Processing Service Providers 2012-03-12 Abby Gregorylast_img read more

Caliber Hires Managing Sales Director for Correspondent Lending

first_img Movers & Shakers 2014-04-04 Tory Barringer April 4, 2014 528 Views Caliber Hires Managing Sales Director for Correspondent Lending Caliber Home Loans, Inc., a residential mortgage origination and servicing company with headquarters in Texas, announced the hiring of Karen Bausman as managing sales director of correspondent lending for the Eastern Region.Bausman brings more than 30 years of experience in mortgages and financial services and has held numerous senior management roles throughout her career. Prior to joining Caliber, she was president at GMH Mortgage.As a director of Caliber’s correspondent sales team, Bausman will be responsible for spearheading the development of the company’s correspondent channel in the East, leading and directing divisional sales initiatives, and building production relationships.“I am thrilled to join Caliber and I am looking forward to rekindling my relationships with my former correspondent customers,” Bausman said. “We are operating in a competitive field with economic challenges and contracted volumes, and I believe lenders will recognize the stability of a non-bank investor, like Caliber Home Loans, that is committed to the correspondent space.”center_img in News, Origination, Servicing Sharelast_img read more

Quicken Loans Leader Moves to SD Capital

first_img New Jersey based SD Capital Funding (SDCF) announced that Melissa Williams has joined the company as Head of Mortgage Operations where she will be responsible for building a stronger, more efficient operations process. Prior to accepting this role, Williams served as a Senior Purchase Specialist for Quicken Loans for three years. Williams has an in-depth knowledge of mortgage operations, processes, and procedures and has contributed to the success of many companies.”I am thrilled to be part of the team at SD Capital Funding. They set the bar high and always have the best interest of the client in mind. Their integrity and loyalty makes me proud to call SD Capital Funding my new home and I look forward to working with the best operations and sales team in the industry,” said Williams.SD Capital is an online mortgage broker that was founded in 2009 with four employees and has grown to a team of 27 with offices in Parsippany, New Jersey, Harrisburg, Pennsylvania as well as Manhattan Beach, California. SDCF was named Quicken Loans’ Top Partner in 2014, 2015, and 2016.Jason Doshi, President of SD Capital Funding, said, “We’re excited to have Melissa join our team. She is a great addition to our growing and dynamic company and will help spearhead our sales and operations to the new industry-leading standard.” November 6, 2017 669 Views Quicken Loans Leader Moves to SD Capital housing mortgage Jason Doshi Mellissa Williams Quicken Loans SD Capital Funding 2017-11-06 Rachel Williamscenter_img Share in Featured, Headlines, News, Originationlast_img read more

The Unexpected Markets Leading Housing Demand

first_img RE/MAX released their National Housing Report for March on Tuesday, covering the housing market trends for February 2018. This data is based on MLS info in 52 metro areas and shows while a lack of inventory is limiting February home sales, median month-over-month and year-over-year prices are showing favorable increases.  “We shared our outlook of the real estate market in the new year and it seems that even two months into 2018 we’re already seeing records break,” said RE/MAX CEO Adam Contos. “The February 2018 median sales price of $228,700 marks the 22nd consecutive month of year-over-year price increases.” The median sales price for February 2018 increased 8.1 percent over the previous year, as well as showing a 2.3 percent increase in a month-over-month analysis.While the number of homes for sale in February 2018 was down by 1 percent from January 2018 and down 13.7 percent from the previous year, the days on market (DOM) average for the month was 62, a decrease by six days from the previous year, and an increase of two for the previous month. Based on this data, the month’s supply of inventory decreased to 3.1, with 48 of the 52 metro areas surveyed reporting a months supply at or less than 6.0, making the national market favorable for sellers. High demand markets such as Denver and San Francisco are seeing low supplies of inventory, a key factor as February marks the third consecutive month of year-over-year declines in home sales, decreasing by .2 percent compared to February 2017. Additionally, the DOM average of 62 days was the lowest of any February in the report’s nine-year history. The lack of inventory in these hot markets has resulted in homebuyers migrating into ‘unexpected’ markets, such as Billings, Montana—which witnessed a 59 percent increase in home sales—and Boise, Idaho, witnessing a 25 percent sale increase. 26 of the 52 surveyed metro areas experienced a year-over-year sales increase including the previously mentioned areas, as well as Burlington, Vermont with a 20.4 percent increase, Milwaukee, Wisconsin with a 19.6 percent increase, and Richmond, Virginia with a 13.2 percent increase in closed transactions. Click here to see the full press release for the RE/MAX March 2018 National Housing Report. The Unexpected Markets Leading Housing Demand March 20, 2018 729 Views Sharecenter_img HOUSING Housing Affordability Housing Supply National Housing Report RE/MAX 2018-03-20 Rachel Williams in Daily Dose, Data, Featured, Newslast_img read more

The Impact of Cyber Crime on Real Estate

first_img September 19, 2018 869 Views The Impact of Cyber Crime on Real Estate FinTech Fraud real estate technology 2018-09-19 Seth Welborn in Daily Dose, News, Technologycenter_img The real estate industry is facing a dramatic increase in fraudulent activity related to the electronic transfer of money. According to the FBI, the Internet Crime Complaint Center saw a 480 percent increase in the number of complaints filed last year by those who work in the real estate industry. Also in 2017, cyber-criminals stole or attempted to steal almost $1 billion from real estate purchase transactions, up from just $19 million in 2016.While innovations and new technologies give consumers instant access to money, they also give fraudsters that same access. Dramatic increases in wire fraud can largely be attributed to faster fund transfers; sophisticated criminals finding ways to build networks and connect with other like-minded criminals; and banks and finance companies competing to capture more of consumers’ wallet-share with aggressive marketing campaigns. Banks, the FBI, government agencies, industry organizations, and the media have all been proactive in exposing this criminal activity. They have also been responsible for educating the public about how to identify wire fraud and take steps to secure bank accounts and personal information.As fraudsters become all the wiser and access to money only increases, it is essential that real estate businesses work quickly to protect themselves from wire fraud.A variety of cyber-security threats remain pervasive within the real estate industry, making practitioners susceptible to fraud. The primary threat is agents’ email accounts being hacked and compromised in order to intercept documents. When agents’ emails are hacked, buyers believe they are talking with their real estate agent through email, making them feel comfortable sending personal information. Hackers are often able to communicate directly with the client and reroute funds into fraudulent accounts without the agent even knowing the conversation has taken place.This type of fraud can impact anyone looking to purchase a home, which makes it important for real estate agents to learn some do’s and don’ts to protect their email from getting hacked.Do:be cautious of what you are opening or clicking on in your email;create long and strong passwords;allow clients to respond to wire questions only over the phone and when speaking with a verified employee; andmake sure clients know not to share personal information over email.Do not:send personal information over email;click on suspicious emails or links; orallow clients to change wiring information over email.In order to protect yourself and your clients, it is vital to keep an eye out for any suspicious activity when making transactions. Keeping agents informed of the do’s and don’ts and utilizing software to safeguard transactions will ensure safe and seamless business for years to come. Sharelast_img read more

US Supreme Court Obduskey Foreclosure Case Counterarguments Unconvincing

first_img Share in Daily Dose, Featured, Foreclosure, News, Servicing U.S. Supreme Court: Obduskey Foreclosure Case Counterarguments “Unconvincing” The U.S. Supreme Court ruled on the case of Obduskey v. McCarthy & Holthus LLP Wednesday morning, finding that businesses engaged in nonjudicial foreclosure proceedings are not considered “debt collectors” under the Fair Debt Collection Practices Act.The Justices ruled 9-0 in the case, with Justice Stephen Breyer writing the opinion and Justice Sonia Sotomayor also penning a concurring opinion. You can read the full text of the opinion by clicking here.The court’s opinion called Obduskey’s counterarguments “unconvincing.” The opinion continued:First, he suggests that the limited-purpose definition is not superfluous because it was meant to cover ‘repo men’—a category of security-interest en-forcers who he says would not otherwise fall within the primary defi-nition of ‘debt collector.’ The limited-purpose definition, however, speaks broadly of ‘the enforcement of security interests,’ §1692a(6),not ‘the enforcement of security interests in personal property.’ Second, Obduskey claims that the Act’s venue provision, §1692i(a), which covers legal actions brought by ‘debt collectors’ to enforce in-terests in real property, only makes sense if those who enforce security interests in real property are debt collectors subject to all prohibi-tions and requirements that come with that designation. The venue provision, however, does nothing to alter the definition of a debt collector. Third, Obduskey argues that McCarthy engaged in more than security-interest enforcement by sending notices that any ordinary homeowner would understand as an attempt to collect a debt. Here, however, the notices sent by McCarthy were antecedent steps re-quired under state law to enforce a security interest, and the Act’s (partial) exclusion of ‘the enforcement of security interests’ must also exclude the legal means required to do so. Finally, Obduskey fears that this Court’s decision will permit creditors and their agents toengage in a host of abusive practices forbidden by the Act. But the Court must enforce the statute that Congress enacted, and Congress is free expand the FDCPA’s reach if it wishes.Commenting on the ruling, David Scheffel, Partner at Dorsey & Whitney and co-chair of the firm’s Consumer Financial Practices Group said, “This decision essentially gives law firms and lenders more protection in non-judicial foreclosure states. In these jurisdictions, homeowners and borrowers will no longer be able to file lawsuits under the FDCPA against law firms who are pursuing foreclosures. This essentially eliminates a heavily used practice by plaintiffs’ attorneys. Ultimately, this should have the effect of reducing the cost that lenders/servicers bear in terms of getting to a final foreclosure in these states as the FDCPA lawsuits delay this process significantly.”In 2007, Dennis Obduskey obtained a loan for $329,940 to buy a residential property in Bailey, Colorado, and defaulted in 2009. Later in 2014, Wells Fargo hired McCarthy & Holthus, to pursue a non-judicial foreclosure on the property. On 8/12/2015, petitioner filed suit against M&H and multiple Wells Fargo entities in the United States District Court for the District of Colorado. The firm and the Wells Fargo entities moved to dismiss the complaint, and on 7/19/16 the district court granted the motions and denied the Temporary Restraining Order.On the same day that the district court issued its order, Obduskey filed for Chapter 13 bankruptcy and appealed to the 10th Circuit and on 1/19/18 the court of appeals affirmed the lower court’s ruling, which sought to interpret the congressional intent in passing the FDCPA by analyzing the plain language of the statute and policy considerations. A total of nine Amicus briefs by 19 entities were filed in support of McCarthy & Holthus, LLP.In February, the Legal League 100 held a webinar that explored the potential outcomes of the Dennis Obduskey vs. McCarthy & Holthus Supreme Court case and the impact of these outcomes on both the mortgage industry and the legal professionals supporting it. The webinar was presented by Matthew Podmenik, Managing Partner, McCarthy & Holthus Law Firm.Earlier in November 2018, the amicus curiae brief filed by the Legal League in support of McCarthy & Holthus contended that law firms acting on behalf of their mortgage servicer clients by completing the non-judicial foreclosure process in states where permitted are not subject to regulation under the Fair Debt Collection Practices Act (FDCPA). The brief noted that such servicers are not collecting a debt as defined under the plain language of the statute. The brief also stated the possibility of states with carefully crafted foreclosure laws designed to protect borrowers and lenders being compelled to rewrite their laws in order to comply with the FDCPA.center_img FDCPA Justice Stephen Breyer Legal League 100 nonjudicial foreclosure Obduskey v. McCarthy & Holthus LLP 2019-03-20 Donna Joseph March 20, 2019 914 Views last_img read more

Protecting Homeowners from Discrimination

first_img in Daily Dose, Featured, Government, News May 17, 2019 636 Views Share On Friday, the U.S. House of Representatives passed the Equality Act, by a vote of 236-173. The act includes protections for LGBTQ people against discrimination in housing.The act is intended to approximate current state anti-discrimination laws on a national level, providing a blanket of protection against discrimination throughout the country, adding protections against LGBT discrimination into the the federal Civil Rights law.A Move Toward EqualityThe Equality Act is one of several steps that has been made this year to protect LGBTQ homeowners from discrimination. Earlier this month, Maine Senators Susan Collins and Angus King joined with Virginia Senator Tim Kaine in promoting the Fair and Equal Housing Act of 2019. The senators are introducing legislation intended to add gender identity and sexual orientation to the classes that are protected from discrimination by the Fair Housing Act. “All Americans deserve a fair and equal opportunity in the sale, rental, or financing of housing,” said Senator Collins.  “Throughout my Senate service, I have worked to end discrimination against LGBTQ Americans, and it is time we ensure that all people have full access to housing regardless of their sexual orientation or gender identity.  I urge our colleagues to join us in supporting this important legislation.”“Safe and affordable housing is the basic building block for all Americans seeking to achieve economic, educational, and personal success,” said Senator King. “No one should be denied access to this vital resource because of who they are—but unfortunately, under current law there are no protections from discrimination based on sexual orientation or gender identity. This is wrong, plain and simple. We need this legislation to make sure LGBTQ Americans have the same access to housing as anyone else.”Diversity, Inclusion, FairnessThe U.S. Court of Appeals for the Seventh Circuit recently ruled that landlords could be held liable for discrimination if they failed to respond to harassment faced by tenants who belong to a protected class.In its ruling, the three-member panel of judges said that not only did the Fair Housing Act create liability when a landlord intentionally discriminated against a tenant based on a protected characteristic, but “it also creates liability against a landlord that has actual notice of tenant‐on‐tenant harassment based on a protected status, yet chooses not to take any reasonable steps within its control to stop that harassment.”During 2018, the American Mortgage Diversity Council hosted a series of LGBT Town Hall events, bringing together participating servicers and LGBT community groups for a day of discussion regarding issues affecting the LGBT community from both a homeownership and workplace inclusion perspective. Those meetings eventually led to the publication of a white paper on the topic, which you can read here.center_img Discrimination Diversity LGBTQ 2019-05-17 Seth Welborn Protecting Homeowners from Discriminationlast_img read more

January 15 2019

first_imgJanuary 15 , 2019 Spanish lemon crop estimated to be lower than bump … You might also be interested in World’s leading lemon exporter gains access to Ind … “In fiscal 2019, we expect our two recent strategic acquisitions, San Pablo in Chile and Oxnard Lemon in California, to be meaningfully accretive and combined with other organic growth opportunities throughout our agribusiness, we believe we are well positioned to achieve record revenue, EBITDA and earnings,” he said.”Looking beyond 2019, we have an additional 1,200 acres currently of non-bearing lemons that are estimated to become full-bearing over the next four years, which will enable us to achieve strong organic growth for many years to come.”Lastly, the successful $69 million equity raise completed in 2018 will enable us to add to our organic growth with additional strategic acquisitions in the United States and throughout the world, driving our One World of Citrus™ platform.”In the fourth quarter of 2018, agribusiness revenue fell from US$14.6 million to US$13.5 million, primarily due to the delayed timing of the desert zone lemon harvest into the first quarter of fiscal year 2019 from persistent rains and a smaller than expected wine grape harvest yield in the quarter.Approximately 239,000 cartons of fresh lemons were sold during the fourth quarter of fiscal year 2018 at a US$29.71 average price per carton compared to approximately 414,000 cartons sold at an average of US$21.01 during the fourth quarter of fiscal year 2017.center_img U.S.-based Limoneira Company registered a 7% year-on-year rise in revenue for the fiscal year ended Oct. 31 to a record US$129.4 million, thanks in part to strong lemon pricing.Operating income, however, declined from US$11.9 million to US$9.5 million.In a statement, CEO Harold Edwards highlighted that as well as record revenue and earnings in 2018 Limoneira closed on two strategic acquisitions and improved its balance sheet with a successful equity offering.He expects strong lemon pricing to continue throughout fiscal 2019, along with increased production and operating efficiencies in all areas of the business. Limoneira Company sees drop in revenue, rise in ex … Argentine lemon export season delayed significantl …last_img read more

Launched under the Hong Kong Tourism Board HKTB

first_imgLaunched under the Hong Kong Tourism Board (HKTB) Great Outdoors Campaign, a new pilot scheme is encouraging visitors to take a closer look at Hong Kong’s lesser-known natural treasures with a range of new green tours. The first five featured tours, each run by qualified eco-tour guides, will operate over a trial period until the end of June 2018. HKTB Regional Director – Australia, New Zealand and South Pacific, Andrew Clark said the introduction of these new activities will enhance Hong Kong’s tourism product and provide visitors with the opportunity to learn more about Hong Kong’s local geology and ecology.“The HKTB initiated scheme will provide funding support for local travel operators to assist them in developing new green tour products, whilst also encouraging visitors to explore the enchanting landscapes beyond the city,” Mr Clark said. The new green tours include:Lai Chi Wo Hiking Tour. Dating back more than 400 years Lai Chi Wo was once among the most affluent villages in the Northeastern New Territories. Lai Chi Wo TourThe guided tour leads visitors to the largest bed of Coastal Heritiera (Heritiera Littoralis) in Hong Kong and the White-flower Derris which forms a ‘natural swing’ along the mangroves. The tour runs for eight hours and starts at HK$1,000 (approx AUD$170) per person including lunch. Geopark Hiking Tour. The long and sinuous coastline at Sai Kung is a natural geological gallery, featuring spectacular landforms and rock formations shaped by volcanic activity 140 million years ago, as well as waves and weathering. The guided tour takes visitors through magnificent hexagonal columnar joints, a natural tombolo at Sharp Island and an inland water dam wall at High Island Reservoir. The tour runs for eight hours and starts at HK$1,000 (approx AUD$170) per person including lunch. Sai Kung GeoparkGeopark Boat Tour – Sai Kung Islands. Sai Kung boasts the longest stretch of coastline and the most outlying islands in Hong Kong, with unique scenery and extraordinary rugged profiles. The tour showcases the region’s rich geo-diversity which includes magnificent sea stacks, breathtaking tubular rock columns and sea caves, typical coastal terrain, the rare acidic hexagonal volcanic rock columns of High Island, and rhyolite on Sharp Island. The tour runs for three hours and starts at HK$975 (approx AUD$166) per person. For further details or to book these tours CLICK HERE. TOP IMAGE: Lai Chi Wo Tourlast_img read more

Dbacks president Derrick Hall Franchise still f

first_img D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ The Arizona Cardinals hired Frank Reich as their new widereceivers coach Wednesday. Reich had spent the last four seasons as an assistantcoach with the Indianapolis Colts, where a certain futureHall of Fame quarterback who’s been linked to theCardinals has spent his entire career.Great opportunity to pump a guy for information, right? Arizona Sports 620’s Doug and Wolf did a bit of thatWednesday when Reich joined them for an interview. What an MLB source said about the D-backs’ trade haul for Greinke “When you became a Cardinal, what did Peyton tell you?”Doug Franz joked. “Did he say he’ll see you next week?” Nevada officials reach out to D-backs on potential relocationcenter_img Top Stories Comments   Share   Cardinals expect improving Murphy to contribute right awaylast_img read more

Nevada officials reach out to Dbacks on potential

first_img Nevada officials reach out to D-backs on potential relocation Comments   Share   Cardinals expect improving Murphy to contribute right away What an MLB source said about the D-backs’ trade haul for Greinke The Arizona Cardinals have sold out their Week 4 matchup this Sunday against the Miami Dolphins, marking the 68th consecutive sellout for the team.Including the preseason and postseason, the Cardinals have sold out every home game since moving to the University of Phoenix Stadium in August 2006.There will be a limited supply of tickets that will remain available to purchase. Fan can purchase these tickets through Ticketmaster or by phone (800-745-3000). Tickets can also be bought in person at the stadium box office or the Cardinals training facility box office in Tempe. D-backs president Derrick Hall: Franchise ‘still focused on Arizona’ Top Stories last_img read more

The 5 Takeaways from the Coyotes introduction of

first_img The 5: Takeaways from the Coyotes’ introduction of Alex Meruelo There was also the matter of Fitzgerald’s role in the offense. The erstwhile deep threat was a slot guy instead — a chain mover whose role in the offense wasn’t what he hoped it would be.When Fitzgerald agreed to what GM Steve Keim said was “essentially a two-year deal” with $22 million in guaranteed money in February, his relationship with team president Michael Bidwill was cited as a major factor. Even then, analysts wondered if the Cardinals had paid too much money for a now-32-year-old receiver who hadn’t topped 1,000 yards receiving in each of the past three seasons.On Sunday in Chicago, Fitzgerald offered his retort. The face of the franchise hauled in eight passes for 112 yards and three touchdowns, even though he wasn’t targeted in the first quarter. It was the first regular season game in Fitzgerald’s career in which he had three receiving touchdowns (he also had three in the 2008 NFC Championship game against Philadelphia).Through two games of the NFL season, Old Man Cardinal is averaging seven receptions, 99.5 yards and 1.5 touchdowns per game, and he’s back among the NFL’s receiving leaders.“I don’t need any motivation at this point in my career. What I am capable of doing, what I have done, it speaks for itself,” Fitzgerald said. “At this point I’m just so happy to be on a team that has a chance to do something special.” 6 Comments   Share   Fitzgerald’s first touchdown catch went for eight yards and was the 90th of his career, making him just the 10th player in NFL history with 12,000-plus receiving yards and 90-plus receiving TDs in a career.His second TD reception produced his 15th career multi-touchdown game and his first since Nov. 23, 2013 against Indianapolis. The 28-yard, over-the-shoulder catch on a third-quarter flea flicker was a study in concentration. Bears linebacker Shea McClellin was draped all over him and actually dragged Fitzgerald’s left shoulder down on a play that somehow wasn’t flagged for pass interference.Fitz’s final act was one for the highlights. After catching a pass in the flat, he stiff-armed Bears cornerback Terrance Mitchell onto his back and stretched his other arm straight out to get the ball over the goal line.“Might have to put him at running back,” coach Bruce Arians quipped. “I thought Larry played really well.”When he got up after the score, Fitzgerald gave former teammate and current Bears safety Antrel Rolle, who was trailing the play, a big hug. It was everything that defines Fitzgerald in one simple play: the vice-like hands, the incredible strength, the determination and a personality that has made him one of the most likeable players in the NFL throughout his career. Derrick Hall satisfied with D-backs’ buying and selling Arizona Cardinals wide receiver Larry Fitzgerald (11) dives for a touchdown past Chicago Bears cornerback Terrance Mitchell, bottom, and safety Antrel Rolle (26) during the second half of an NFL football game, Sunday, Sept. 20, 2015, in Chicago. The Cardinals won 48-23. (AP Photo/David Banks) Former Cardinals kicker Phil Dawson retires Through two weeks of the NFL season, Fitzgerald hasn’t lost any of those gifts and the Cardinals fans in attendance at Soldier Field let him know it with chants of “Larry! Larry!”“I know that if my number is called, I’m going to go out there and give it my best and make my plays,” Fitzgerald said. As the Cardinals prepared for last season’s NFC Wild Card game at Carolina, wide receiver Larry Fitzgerald was also planning for life beyond the franchise that drafted him in 2004.Fitzgerald had a feeling he wouldn’t be back in 2015 because the Cardinals had signed him to an eight-year, $120 million deal in 2011 and he was due to carry an unworkable $23.6 million cap number this season — one that would account for almost 17 percent of the $143.28 million salary cap. Top Stories Grace expects Greinke trade to have emotional impactlast_img read more